Expansion of PMJAY

Context

The Prime Minister has launched the expanded Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) scheme.

About Pradhan Mantri Jan Arogya Yojana (PM-JAY)

• It is a health insurance scheme in India that provides coverage for secondary and tertiary care hospitalisation. It is also known as Ayushman Bharat.
• Launched: In 2018 (Centrally Sponsored Scheme)
• Expansion: The scheme was expanded to include citizens over 70 years of age, regardless of their socio-economic status.
  • Eligible senior citizens, who belong to families already covered under AB-PMJAY, will get an additional top-up cover up to Rs 5 lakh per year for themselves, over the Rs 5 lakh already given to the family.
  • Senior citizens will receive the Ayushman Vaya Vandana Card, which enables them to access free hospital treatment
• Coverage: It provides a cover of ₹5 lakh per family per year for hospitalisation.
• Pre-existing conditions: All pre-existing conditions are covered from the day of enrollment.
• Cashless access: It provides cashless access to health care services at empanelled public and private hospitals across India.

Other benefits: It also covers up to 3 days of pre-hospitalization and 15 days post-hospitalization expenses.

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