Daily Quiz 20th July 2024
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Question 1 of 5
1. Question
1 pointsRBI released the Financial Inclusion Index(FI) for the FY-2024. With respect to this, consider the following statements:
- It incorporates details of banking, investment and pension sectors.
- The FI-Index has been constructed with 2011 as its base year.
- The highest contribution in the improvement of the FI index is by the quality parameter of the Index.
Which of the statements given above is/are correct?
Correct
Answer: A
Explanation: Financial Inclusion is defined as the process of ensuring access to financial services and timely and adequate credit where needed by vulnerable groups such as weaker sections and low-income groups at an affordable cost.
- Statement 1 is correct: FI index incorporates details of banking, investment, insurance, postal, and pension sectors. It is developed in consultation with the government and respective sector regulators. It is published by the Reserve Bank Of India (RBI). It is released annually in July each year. The index captures information on various aspects of financial inclusion in a single value ranging between 0 and 100, where 0 represents complete financial exclusion and 100 indicates full financial inclusion.
- Statement 2 is incorrect: The FI-Index has been constructed without any ‘base year’ and as such it reflects the cumulative efforts of all stakeholders over the years towards financial inclusion.
- Statement 3 is incorrect: The FI-Index comprises three broad parameters:
- Access to financial institutions: 35%
- Usage of Financial Institutions: 45%
- Quality: 20%.
- Each of these consists of various dimensions, which are computed based on a number of indicators. Quality parameter captures the quality aspect of financial inclusion as reflected by financial literacy, consumer protection, and inequalities and deficiencies in services. Thus, according to RBI improvement in the FI-Index is mainly contributed by the usage dimension reflecting deepening of financial inclusion.
Incorrect
Answer: A
Explanation: Financial Inclusion is defined as the process of ensuring access to financial services and timely and adequate credit where needed by vulnerable groups such as weaker sections and low-income groups at an affordable cost.
- Statement 1 is correct: FI index incorporates details of banking, investment, insurance, postal, and pension sectors. It is developed in consultation with the government and respective sector regulators. It is published by the Reserve Bank Of India (RBI). It is released annually in July each year. The index captures information on various aspects of financial inclusion in a single value ranging between 0 and 100, where 0 represents complete financial exclusion and 100 indicates full financial inclusion.
- Statement 2 is incorrect: The FI-Index has been constructed without any ‘base year’ and as such it reflects the cumulative efforts of all stakeholders over the years towards financial inclusion.
- Statement 3 is incorrect: The FI-Index comprises three broad parameters:
- Access to financial institutions: 35%
- Usage of Financial Institutions: 45%
- Quality: 20%.
- Each of these consists of various dimensions, which are computed based on a number of indicators. Quality parameter captures the quality aspect of financial inclusion as reflected by financial literacy, consumer protection, and inequalities and deficiencies in services. Thus, according to RBI improvement in the FI-Index is mainly contributed by the usage dimension reflecting deepening of financial inclusion.
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Question 2 of 5
2. Question
1 pointsScientific deep drilling involves digging boreholes to study deeper parts of the earth’s crust. With respect to this, consider the following statements:
- It offers precise data on the earth’s crust composition, structure, and processes.
- It can aid analysis of Earthquakes and climate change patterns.
- It has made the process of maintaining long and continuous operations easier.
Which of the statements given above is/are correct?
Correct
Answer: A
Explanation:
- Statements 1 and 2 are correct: Scientific deep drilling involves digging boreholes to study deeper parts of the earth’s crust. It helps analyse earthquakes, the planet’s history, rock types, energy resources, life forms, and climate change patterns. Surface observations are insufficient for studying earthquakes. Drilled boreholes provide direct in situ experiments and monitor fault lines and seismic behaviour. They offer precise data on the earth’s crust composition, structure, and processes.
- Statement 3 is incorrect: Some of the challenges of the technique are: Drilling through the earth’s hot, dark, and high-pressure interior is labour- and capital-intensive. Maintaining long and continuous operations is challenging and has not been made easier.Increased depth means more complex issues, such as drilling through fractured rocks and potential equipment failure. The process requires highly skilled technical personnel for continuous engagement in harsh conditions for extended periods.
Incorrect
Answer: A
Explanation:
- Statements 1 and 2 are correct: Scientific deep drilling involves digging boreholes to study deeper parts of the earth’s crust. It helps analyse earthquakes, the planet’s history, rock types, energy resources, life forms, and climate change patterns. Surface observations are insufficient for studying earthquakes. Drilled boreholes provide direct in situ experiments and monitor fault lines and seismic behaviour. They offer precise data on the earth’s crust composition, structure, and processes.
- Statement 3 is incorrect: Some of the challenges of the technique are: Drilling through the earth’s hot, dark, and high-pressure interior is labour- and capital-intensive. Maintaining long and continuous operations is challenging and has not been made easier.Increased depth means more complex issues, such as drilling through fractured rocks and potential equipment failure. The process requires highly skilled technical personnel for continuous engagement in harsh conditions for extended periods.
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Question 3 of 5
3. Question
1 pointsConsider the following pairs:
Tributary River
- Siang Barak
- Subansiri Ganga
- Penganga Krishna
How many of the pairs given above are correctly matched?
Correct
Answer: D
Explanation: Proposed 11,000-megawatt hydropower project on the Siang River in Upper Siang district has become a point of contention for local communities.
- Pairs 1 and 2 are incorrectly matched: Brahmaputra is one of the largest rivers in the world and ranks fifth with respect to its average discharge. Siang River, originating as Tsangpo in Tibet, flows into Arunachal Pradesh and further into Assam as the Brahmaputra. The tributaries namely Subansiri,Ronganadi, Dikrong, Buroi, Borgong, Jiabharali, Dhansiri (North) Puthimari, Manas, Beki, Aie, Sonkosh are the main tributaries on the North while the Noadehing, Buridehing, Desang, Dikhow, Bhogdoi, Dhansiri (South), Kopilli, Kulsi, Krishnai, Dhdhnoi, Jinjiran are the main tributaries on the south bank of the river Brahmaputra.
- Pair 3 is incorrectly matched: Godavaririver rises near Nasik in Maharashtra at an elevation of about 1067 m and flows for a length of about 1465 km before outfallinginto the Bay of Bengal. The principal tributaries of the river are the Pravara, the Purna, the Manjra, the Penganga, the Wardha,the Wainganga the Pranhita.
Incorrect
Answer: D
Explanation: Proposed 11,000-megawatt hydropower project on the Siang River in Upper Siang district has become a point of contention for local communities.
- Pairs 1 and 2 are incorrectly matched: Brahmaputra is one of the largest rivers in the world and ranks fifth with respect to its average discharge. Siang River, originating as Tsangpo in Tibet, flows into Arunachal Pradesh and further into Assam as the Brahmaputra. The tributaries namely Subansiri,Ronganadi, Dikrong, Buroi, Borgong, Jiabharali, Dhansiri (North) Puthimari, Manas, Beki, Aie, Sonkosh are the main tributaries on the North while the Noadehing, Buridehing, Desang, Dikhow, Bhogdoi, Dhansiri (South), Kopilli, Kulsi, Krishnai, Dhdhnoi, Jinjiran are the main tributaries on the south bank of the river Brahmaputra.
- Pair 3 is incorrectly matched: Godavaririver rises near Nasik in Maharashtra at an elevation of about 1067 m and flows for a length of about 1465 km before outfallinginto the Bay of Bengal. The principal tributaries of the river are the Pravara, the Purna, the Manjra, the Penganga, the Wardha,the Wainganga the Pranhita.
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Question 4 of 5
4. Question
1 pointsWhich of the following country is not a member of the European Free Trade Association (EFTA) ?
Correct
Answer: A
Explanation:
- Option (a) is correct: The European Free Trade Association (EFTA) is an intergovernmental organization with four member countries: Iceland, Liechtenstein, Norway, and Switzerland. It was established in 1960 through the Stockholm Convention. It aims to promote free trade and economic integration among its members. EFTA operates alongside the European Union (EU), with all members participating in the European Single Market and the Schengen Area but not in the EU Customs Union.It aims to maintain and develop the EFTA Convention, which governs economic relationships among the EFTA states and to manage the European Economic Area (EEA) Agreement, integrating the EU and three EFTA states (Iceland, Liechtenstein, Norway) into a single market. Recently India signed a free trade agreement (FTA) with EFTA.
Incorrect
Answer: A
Explanation:
- Option (a) is correct: The European Free Trade Association (EFTA) is an intergovernmental organization with four member countries: Iceland, Liechtenstein, Norway, and Switzerland. It was established in 1960 through the Stockholm Convention. It aims to promote free trade and economic integration among its members. EFTA operates alongside the European Union (EU), with all members participating in the European Single Market and the Schengen Area but not in the EU Customs Union.It aims to maintain and develop the EFTA Convention, which governs economic relationships among the EFTA states and to manage the European Economic Area (EEA) Agreement, integrating the EU and three EFTA states (Iceland, Liechtenstein, Norway) into a single market. Recently India signed a free trade agreement (FTA) with EFTA.
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Question 5 of 5
5. Question
1 pointsConsider the following statements with respect to the provisions of maintenance under Personal law and Section 125 of Code of Criminal Procedure(CrPC):
- Both Husband and Wife can claim maintenance under Section 125 while only the wife is entitled for maintenance under personal laws.
- Personal laws also allow for maintenance of parents by children while CrPC does not.
Which of the statements given above is/are correct?
Correct
Answer: D
Explanation: The Supreme Court dismissed an appeal by a Muslim man against a Telangana High Court order, allowing his ex-wife to seek maintenance under the Code of Criminal Procedure, 1973 (CrPC). According to the latest judgment, Maintenance under Section 125 CrPC exists “in addition” to provisions under the Muslim Women (Protection of Rights on Divorce) Act, 1986 (MWPRD Act), not against it.
- Statement 1 is incorrect: Maintenance means to financially support one spouse to another. But it not only limits one’s spouse but also to support his or her children or parents. In India ,there are various laws related to maintenance like: Maintenance under Hindu marriage Act 1955, maintenance under Hindu Adoption and maintenance Act 1956, Maintenance under Muslim personal law. Section 125 of CrPC obliges “any person having sufficient means” to maintain “his wife” or “his legitimate or illegitimate minor child” if they are unable to maintain themselves. The term “wife” includes a divorced woman who has not remarried. Under CrPC a wife can claim for maintenance and she can belong to any religion. Under CRPC a husband can not claim for maintenance. Hindu marriage Act 1955 is the only act in which the husband is also entitled to get maintenance from his wife. But a husband can claim from his wife only when he is incapable of earning due to physical or mental disability.
- Statement 2 is incorrect: Under Section 125 of CRPC, following persons are entitled to claim maintenance:
- Wife who is unable to maintain herself.
- Legitimate or Illegitimate child unable to maintain itself. Father or mother unable to maintain himself or herself.
Parents can claim for maintenance from his or her daughter or son.
Incorrect
Answer: D
Explanation: The Supreme Court dismissed an appeal by a Muslim man against a Telangana High Court order, allowing his ex-wife to seek maintenance under the Code of Criminal Procedure, 1973 (CrPC). According to the latest judgment, Maintenance under Section 125 CrPC exists “in addition” to provisions under the Muslim Women (Protection of Rights on Divorce) Act, 1986 (MWPRD Act), not against it.
- Statement 1 is incorrect: Maintenance means to financially support one spouse to another. But it not only limits one’s spouse but also to support his or her children or parents. In India ,there are various laws related to maintenance like: Maintenance under Hindu marriage Act 1955, maintenance under Hindu Adoption and maintenance Act 1956, Maintenance under Muslim personal law. Section 125 of CrPC obliges “any person having sufficient means” to maintain “his wife” or “his legitimate or illegitimate minor child” if they are unable to maintain themselves. The term “wife” includes a divorced woman who has not remarried. Under CrPC a wife can claim for maintenance and she can belong to any religion. Under CRPC a husband can not claim for maintenance. Hindu marriage Act 1955 is the only act in which the husband is also entitled to get maintenance from his wife. But a husband can claim from his wife only when he is incapable of earning due to physical or mental disability.
- Statement 2 is incorrect: Under Section 125 of CRPC, following persons are entitled to claim maintenance:
- Wife who is unable to maintain herself.
- Legitimate or Illegitimate child unable to maintain itself. Father or mother unable to maintain himself or herself.
Parents can claim for maintenance from his or her daughter or son.
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