About Paper Findings The Western Ghats(WG) is an escarpment running north–south along the western coastline of India, interrupted towards the south by the low-lying Palghat Gap that separates the northern from the southern elephant populations. This northern part of the WG includes the Nilgiri Biosphere Reserve [NBR] and its surrounding PAs [protected areas], which contain …

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About Small Savings Schemes They are designed to provide safe and attractive investment options to the public and at the same time to mobilise resources for development. Beneficiary: Conservative investors and those who have retired or are nearing retirement rely mostly on small savings schemes, monthly income schemes or fixed deposits. Calculation of Interest Rates: …

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